Cloud & Security · SaaS & Startups

Startup Cloud Credits 2026: AWS, Google and Microsoft Compared

What AWS Activate, Google for Startups Cloud and Microsoft for Startups really offer in 2026, who qualifies, and how long credits last.

XDQ Editors9 Nov 2026 · 10 min read
Programming Code

Free cloud credits can cover a young company's entire infrastructure bill for a year or more, but the headline amounts hide strict rules on funding, company age and expiry. AWS says Activate has given startups $7 billion in promotional credits since 2013. This guide compares the three main programmes as of 7 November 2026, using each provider's own pages.

$7 billion
Promotional credits AWS Activate has given startups since 2013
Source: Amazon Web Services
Up to $350,000
Google Cloud credits for AI startups on the Scale tier
Source: Google Cloud
$1,000 to $5,000
AWS Activate Founders range for self-funded startups
Source: Amazon Web Services
3 business days
Typical Microsoft for Startups application review time
Source: Microsoft Learn

At a glance

The three programmes are built for different stages. AWS Activate Founders and Microsoft's standard offer are open to self-funded companies but are small. The six-figure offers from all three require either an institutional investor or a referral from an approved partner such as a VC fund or accelerator.

The table below summarises the offers published on each provider's site on 7 November 2026. Amounts are in USD and apply to usage of the provider's own services, not to third-party marketplace products. Each provider decides acceptance at its own discretion, so treat these as ceilings rather than guarantees.

ProgrammeTierCreditsWho qualifies
AWS ActivateFounders$1,000, up to $5,000 for select startupsSelf-funded or bootstrapped, pre-Series B, under 10 years old
AWS ActivatePortfolioUp to $200,000Backed by an Activate Provider with an Org ID
Google for Startups CloudStart$2,000Founded in last 2 years, working MVP
Google for Startups CloudScaleUp to $200,000 over 2 yearsInstitutional pre-seed to Series A, under 5 years old
Google for Startups CloudScale AIUp to $350,000 over 2 yearsQualifying AI-first, venture-backed startups
Microsoft for StartupsStandardUp to $5,000Eligible early-stage startups
Microsoft for StartupsInvestor offerUp to $150,000 over timeReferral code from an Investor Network partner

AWS Activate

AWS splits Activate into two packages. Founders is for startups not linked to an Activate Provider; it starts at $1,000 and select participants can receive up to $5,000. Portfolio is for companies backed by an accelerator, angel group or VC that is an Activate Provider; it offers up to $200,000 and needs that provider's Organization ID.

Both packages need a company founded within the last ten years, pre-Series B, with a working website and an AWS account on the paid tier. AWS says applications are answered within 7 to 10 business days, and credits can also be used on third-party foundation models in Amazon Bedrock.

Google for Startups Cloud Program

Google runs three tiers. Start gives $2,000 to startups founded in the past two years that have a working MVP and plan to raise venture funding. Scale and Scale AI need verifiable institutional funding: pre-seed or seed within the last five years, or Series A within the last twelve months, and the company must be under five years old.

Scale credits are paid in two steps. Year one covers 100% of usage up to $100,000 (or $250,000 for AI startups). Year two gives a 20% credit on spend up to another $100,000. Angel money, government grants, crowdfunding and friends-and-family rounds do not count for Scale, and agencies and consultancies are excluded.

  • Scale extras listed by Google: $12,000 in Enhanced Support credits for one year
  • 12 months of Google Workspace Business Plus
  • $600 a month in Google Maps credit for one year, by separate application
  • Credits do not cover third-party Marketplace or Model Garden products

Microsoft for Startups

Microsoft's public pages describe a standard offer of up to $5,000 in Azure credits, with $1,000 available immediately for use in the first 90 days. Its FAQ describes the steps slightly differently: $200 at sign-up for up to 90 days, rising to $5,000 in total after business verification, with a further $25,000 milestone. Confirm the current steps when you apply.

Higher offers go to startups backed by a member of the Microsoft for Startups Investor Network, who must supply a referral code. Microsoft says credits can grow to $150,000 over time based on verified progress and Azure usage. Investor-offer applicants must have received under $350,000 in lifetime free Azure credits and must not have raised Series C.

Expiry rules and the credit cliff

Every programme has a time limit, and none of them carries unused credits forward. Microsoft states that startup credits are time-bound, are not extended once issued, and that subscriptions move to pay-as-you-go when credits expire or run out. Its FAQ says investor benefits run for two years from approval and unused credits do not roll over.

Google's Scale credits are designed around a two-year window, with the second year covering only 20% of spend. That means your bill starts rising in year two even before credits end. Model the full-price bill early so the change does not surprise you.

How to apply well

Apply to one programme first, the one that matches your funding today, and build there. Stacking credits across clouds sounds attractive but often leads to a product spread over two providers with twice the operational work. Most providers also check whether you have already received credits, and a smaller earlier award can reduce or block a later, larger one.

XDQ Labs often sees small teams lose credits because the application used a personal email or a website that was still a placeholder. Use a company domain, publish a real product page, and keep incorporation and funding documents ready before you apply.

  • Use a company email on your own domain
  • Have a live website describing the product
  • Keep incorporation and funding proof ready
  • Ask your investor or accelerator for Activate and Investor Network codes
  • Set billing alerts before credits start

Frequently asked questions

How much are AWS Activate credits in 2026?

AWS Activate Founders starts at $1,000 and can reach $5,000 for select self-funded startups. Activate Portfolio offers up to $200,000 for pre-Series B startups backed by an Activate Provider such as a VC fund or accelerator, based on AWS's credits page in November 2026.

Can bootstrapped Indian startups get cloud credits?

Yes, but the amounts are smaller. Self-funded companies can apply for AWS Activate Founders ($1,000 to $5,000), Google's Start tier ($2,000) and Microsoft's standard offer of up to $5,000. The six-figure offers need institutional funding or a partner referral.

Do cloud credits expire?

Yes. Microsoft says startup credits are time-bound and not extendable once issued, and its investor benefits run for two years. Google's Scale credits span two years. Unused credits are lost, and billing switches to normal pay-as-you-go rates.

What is the Google Cloud AI startup credit?

AI-first startups on Google's Scale tier can receive up to $350,000: 100% of usage up to $250,000 in year one, then a 20% credit on spend up to another $100,000 in year two. They must meet the Scale funding and age rules.

Sources

  1. AWS Activate: startup credits, Amazon Web Services, 2026
  2. AWS Activate credits for startups, Amazon Web Services, 2026
  3. Google for Startups Cloud Program, Google Cloud, 2026
  4. Scale at startup speed on Google Cloud (early-stage startups), Google Cloud, 2026
  5. Microsoft for Startups overview, Microsoft Learn, 2026
  6. Microsoft for Startups FAQs, Microsoft Learn, 2026
  7. Azure startup programs and credits, Microsoft Learn, 2026
  8. Startup credit validity and extensions (Microsoft Q&A), Microsoft Learn, 2026
Keep reading

Related research

Transaction Onlinebanking
Cloud & Security · 8 Nov 2026

EU AI Act Timeline: What Indian AI Startups Need to Know (2026)

The EU AI Act dates after the 2026 AI Omnibus, who the law reaches outside Europe, the fine ceilings and what an Indian startup should do now.

XDQ Editors8 Nov 2026 · 10 min read
Keys Padlocks
Cloud & Security · 8 Nov 2026

OWASP Top 10 Explained for Founders: The 2025 List in Plain English

What each OWASP Top 10:2025 risk means for a startup product, what changed from 2021, and which fixes to fund first.

XDQ Editors8 Nov 2026 · 10 min read
Cardboard Box
Cloud & Security · 7 Nov 2026

API Security for Small SaaS Teams: A Practical 2026 Guide

The OWASP API Top 10 mapped to the controls a five to twenty person SaaS team can actually build, test and maintain.

XDQ Editors7 Nov 2026 · 10 min read
Next step

Want your cloud set up and secured properly from day one?

Send the workflow. Our sales experts reply with a scope and a custom quotation within two working days, or a straight answer that it isn't a fit.

Secure by default · find → fix → verify · authorised scope only
Send a brief →enquiry@xdqlabs.com